The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. com team members will personally. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The minimum fee for this feature is . The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. With more than $9. This is because the contract will provide the. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. Despite the current volatility in the. Our annuity experts are also available to answer any of the question or concerns that you. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Competitive interest rates. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. He. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. Despite the current volatility in the market and the elevated. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. The company’s mission is to dispense honest guidance,. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. These begin in Year 1 at 9%, and they gradually grade down to . product was identified and information sent. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. How to get guaranteed increasing income for the rest of your life. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. (Then, following the initial guaranteed option period, renewal interest rates. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. For producing an income for life that cannot be outlived by a surviving spouse. M. 50% in Year 10, until they reach 0% in Year 11 and thereafter. At Annuity Gator, we take the frustration out of shopping for annuities. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. 5:38 PM, 19 February 2019 . At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. Despite the current volatility in the. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. 10% to . Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. So, at that time (fall 2021), there is no track record on which to base its performance. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. We look forward to helping you create your retirement savings and income strategy. 2 billion. We’ve also been providing these. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Prudential HDLI v3. Where it works best: For investors who have a longer time frame. We look forward to hearing from you. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Annuity Gator. Annuities are a unique product in that. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We look forward to helping you protect the ones you love with your own unique legacy. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. If you’re still considering the Fidelity FG Guarantee. 0 Where it works the best: You may want to consider the Prudential HDLI v3. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. 8 VERIFIED COMPANY annuitygator. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. Welcome to the Annuity Gator database. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). ) By paying this fee, your money will grow or step-up in a separate account. Fisher is spot on in sharing the importance of keeping costs low. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 20% for a single Life or 2. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. Annuities Explained. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. M. We have been doing this for quite a few years now – far longer than our competitors. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. There are some other key features to consider with the. 60% a year, and the maximum annual fee for the life of the contract is 2. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. 12:36 PM, 16 June 2017 . 70% for joint life (both you and your spouse. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. Learn More About Me. 55%. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Annuity Gator. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. Better to lock in a guaranteed lifetime income. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. Read 6 reviews from customers who rated Annuity Gator 1. So in this scenario, you would actually be guaranteed a rate of 4. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Your personal info might be collected and sold to a random insurance. M. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. With that in mind, having an income plan in place before it is actually needed is highly recommended. Featured. In this case, for instance, it provides greater downside protection in the case of a market downturn. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Terry Heys President, CEO of Annuity Gator. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. How EMC National Life Describes the Single Premium Annuity. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Initially, he listened to understand my needs, wants, and fears. Income that can keep pace with inflation and market growth. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. My name is Robert ”Bob” Gardner. I help clients all over the country find ways to. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . Despite the current volatility in the. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. Learn More About Me. Downside protection. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. However, they differ from regular fixed annuities in the way their return is determined. These begin in Year 1 at 9%, and they gradually grade down to . I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Your choice of interest rate guarantee periods. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. If you’re still considering the Navigator Elite MVA annuity from. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Barclays U. With a retirement annuity, you can grow your savings on a tax-deferred basis. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Despite the current volatility in the. Which sounds really cool at first. But that’s not all. For investors who have a family history of life longevity. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Despite the current volatility in the. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. Overall fixed index annuity sales. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. With this annuity, there is an annual insurance charge of 0. How Do Annuities Work. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. This is applied as a percentage of the daily net assets of the variable sub-accounts. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. This has led some to complain publicly. My name is Zach Poitra. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. 75%. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. 75% to 6%, depending on your age and the income option. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. Learn More About Me. . Annuity Gator, Cortaro, Arizona. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. If you have been seeking more information about annuities online, you have. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Overall, given the low return that the Allianz 222 annuity has produced of. For instance, this annuity can provide you with a personal pension-like income. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. send a question. 35%. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. An annuity is designed to give you income. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. My name is Matthew Taub. As a source of guaranteed income delivered by a. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. 5%. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. My name is Scott Batchelar. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. Despite the current volatility in the market and the low-interest. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. 4 billion in operating revenues and operating income in excess of $774 million,. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. But the tradeoff here is these riders oftentimes require an added expense. Again no pressure to buy anything. He took the time to educate me on the alternatives available in the field of annuities. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. (888) 440-2468. For investors who have a family history of life longevity. Plus, if you withdraw funds from the annuity when you are under. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. 1. Learn More About Me. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. Learning about how annuities work is essential for determining whether or not a. 5% will also come with an annual rider fee of 0. Share Tweet Pin it Share. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. He answered every question and never pushed for a sale. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. My name is William Seeley. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. Independent annuity professionals provide honest advice, better products and personalized products for your situation. Despite the current volatility in the market and the low interest. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. So, a fixed index. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 40%. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. S&P 500 Performance. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Nobody likes that. Beware of these annuity websites. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The opportunity for additional, index-linked. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. I requested money from my Athene Annuity to repair an extremely damaged roof. Protection from loss in a down market. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. Fixed index annuities are a type of fixed annuity. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Annuity Basics. (The. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. What's the biggest question that you have about annuities? *. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. product was identified and. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. As a source of guaranteed income delivered by a reliable company. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. How to get guaranteed increasing income for the rest of your life. Hagin . Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. For example, on a $100,000 portfolio, the. Despite the current volatility in the market and the low. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. The Annuity Gator’s End Take on the Symetra Select 5 Multi-Year Guaranteed Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Best. Here, this annuity charges additional fund platform fees that can range from . 35% respectively. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Read customer reviews of their agents, products, and services on Trustpilot. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. As of year-end 2018, The State Life Insurance Company held roughly $8. Adam Grubius LICENSED ANNUITY ADVISOR. Learn More About Me. Welcome. An accumulation vehicle for someone who needs access to their money. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 8 350 total 83% 5% 2% 2-star 2% 1. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. have an annuity question? Our Advisors. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. And, this money doesn’t necessarily have to be your hard-earned retirement savings. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information.